Legal Services

Access to quality, affordable legal counsel is more important than you may think.

MetLife Legal Plans offers employees with convenient and affordable access to a highly qualified network of attorneys for everyday personal legal matters. Once enrolled, employees have access to an attorney as if on retainer.

Key features:

• A national network of more than 14,000 pre-qualified attorneys
• In-person or over-the-phone counsel for the most common personal legal matters
• No deductibles, claim forms, copays, waiting periods
• Unlimited access to attorneys for as many legal issues as you have
• A voluntary benefit typically paid through payroll deductions monthly
• All Network Attorney fees are paid by the plan
• Out-of-network attorney option 1

Comprehensive coverage for more than 60 legal matters including:

• Preparation of wills, living wills and trusts
• Purchase, sale and refinancing of a residence
• Debt collection and foreclosure defense
• Identity theft defense
• Tenant negotiations
• Civil litigation defense
• Adoptions
• Document review and preparation

For complete plan details, talk to your company’s benefits administrator.

Frequently Asked Questions

Enrolling in a legal plan is like having a lawyer on retainer on your side. When you use a Network Attorney for covered services, all attorney fees are covered by the prepaid legal plan. Payments are made through convenient payroll deductions.

For an affordable monthly fee, our legal employee benefits program offers value, convenience and peace of mind by giving you easy and low-cost access to attorneys for a wide variety of personal legal services including advice and consultations on an unlimited number of personal legal matters.

Legal issues arise when you get married, have a baby, buy a home, lose a loved one, or require legal documents. For example, with lawyers typically charging $100 to $500 to prepare a will, the value of a prepaid legal plan is easy to see.

MetLife Legal Plans provide fully covered services for the most frequently needed personal legal matters, in addition to advice and consultations on an unlimited number of personal legal issues.

If you are a legal plan member, you can quickly access the member site to view coverage for the legal plan offered by your employer, or call our Client Service Center at 800-821-6400 (8 am - 8 pm EST, Mon - Fri).

If you are thinking about enrolling in the legal plan offered by your employer, visit our information center. Your HR or benefits department can provide you with an access code to log in.

You can also visit the Covered Services section to view examples of covered legal matters.

“Fully covered” means that all attorney services related to the covered matter are paid for by the legal plan when you use a Network Attorney. There are no co-pays, deductibles or claim forms when you use a Network Attorney. Also, you are entitled to advice and consultations for matters not fully covered by the plan, so long as they are not excluded. (See terms of service for a list of excluded matters.)

Yes, MetLife Legal Plans encourages members to use the plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you retained an attorney before becoming eligible for plan benefits. This is necessary to protect the existing attorney-client relationship.

MetLife Legal Plans covers office consultations and telephone advice for an unlimited number of covered and non-covered personal legal matters, so long as they are not excluded. These services are offered by local Network Attorneys.

1 Participants responsible for paying the difference between the scheduled reimbursements and the attorney's actual charge for the services.

Group legal plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI. Some services not available in all states. Please see your plan description for details. MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. ©2020 MetLife Services and Solutions, LLC, MetLife Legal Plans, Inc., 1111 Superior Avenue, Suite 800, Cleveland, OH 44114

© 2020 MetLife Services and Solutions, LLC

L1118509829[exp0120][All States] 01/31/2020